Securing financing is just one part of getting into a new home. Coldwell Banker Mike Jones Co. is seasoned at assisting new and experienced in all areas of real estate. Contact me if your needs include a real estate pro ready for the business side of buying and selling.

Let Coldwell Banker Mike Jones Co. help you finance a new home.

Securing a loan is one of the more demanding aspects of purchasing a home. But it doesn't have to be. I've got great connections to many lending companies in the Edmond area, and they've helped me learn some things that will make the process of applying for a loan very easy.

1 – Create a list of questions regarding your loan program

If you do not perfectly comprehend the pros and cons of all the different loan programs, make sure you bring a list of questions with you. It is a challenge to know the characteristics of both fixed and adjustable rate mortgages. One of my lenders or I can help you understand the advantages and disadvantages of both programs.

2 – Determine when to lock

By locking in a rate, the lender is keeping to the mortgage interest rates for the loan – generally at the time the loan application is presented. By floating the rate, you can lock the rate at any time between the day of your loan application and closing. Buyers who elect to float believe the interest rates will fall in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Compile your paperwork

Getting a mortgage loan requires a lot of paperwork, so you should take some time to get all your documents together. Click here to see general information that goes on a loan application.

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